A DUI conviction in the State of Florida will require an FR44 Insurance Policy with 100/300/50 Coverage. You must generally keep this policy in force for 3 years from your conviction date.

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Florida FR44 Insurance

Receiving a DUI in Florida is probably one of the most frustrating events of your life. While there’s nothing we (or anybody) can do to make it a “Cheap Experience” overall, we can certainly make it CHEAPER. We specialize in Non-Owner and Owner Florida FR44 Insurance Policies. By shopping the market across multiple insurance companies, we’re able to find the lowest FR44 insurance pricing with A-rated or better companies. This philosophy allows us to repeatedly sell literally thousands of policies each year while giving Floridians what they’re looking for… getting their drivers license reinstated. In fact, by shopping the market, we generally find Florida FR44 policies that are thousands of dollars cheaper than competing quotes. Let us find you the lowest price today! Call us at 1-800-952-5221.

What is a Florida FR44?

In simple terms, a Florida FR44 has three main components. You’ll often see the coverage listed as 100/300/50. These numbers represent the coverage required on the policy. You can always purchase more coverage, but you won’t be legal if you purchase less.

You can also purchase two “flavors” of Florida FR44 insurance. If you have a vehicle, you’ll want what’s called an Owner Policy. If you don’t have a vehicle, you can purchase a Non-Owner Policy. The Non-Owner policy will always be the cheapest way to go since the insurance company doesn’t have to cover the cost of replacing a car. .

What Does a Florida FR44 Cost?

Unfortunately this is like asking, “What does a car cost”? There are far too many variables to consider when purchasing insurance; age, gender, location, driving record, etc. However, by working with an agency that can shop across multiple companies, you can be assured you’ll always be getting the best price. 

How Long Do You Have to Carry a Florida FR44?

If we had to give a quick answer to this question, it would be three years. This is from the date of your conviction; not the date that the incident occurred. While the legal system can make exceptions, we’d say three years is the requirement in a vast majority of cases.

How Long Does it Take to Get a Florida FR44?

The quick answer is Less than 5 Minutes. As soon as we have all of the required information, we shop multiple companies through a powerful Quoting Engine. This allows us to quickly find the lowest price and, since we only work with “A” rated companies, you can be assured we’ll only recommend carriers that will be there for you if something goes wrong. We routinely provide Florida FR44 policies to clients standing at the DMV. We can even fax your coverage immediately.

You won’t find a more professional agency with cheaper pricing anywhere in the State of Florida. You’ll get the Best Advice and the Fastest Florida FR44 Filing! All of the companies we work with must provide the minimum coverage requirements. Therefore, what we’re really trying to find is the lowest-priced plan.

What if I Let my Florida FR44 Policy Lapse?

You’re not going to like the answer to this one. If your policy should lapse, you will probably have three additional years added to your requirement. It doesn’t matter if you’ve done everything you’re supposed to do for two and a half years prior to the lapse. If you let your policy cancel, you’re in for a lengthy and expensive consequence. The bottom line; never let a Florida FR44 policy lapse!

Why Work with the Florida FR44 Leaders?

Unique situations are never unique to us. We’ve heard thousands of stories and we’ve solved thousands of problems. We recommend the course of action that works for you… even if it means less commission on our end. What works well for someone in Miami, may not work well for another person in Tampa or Jacksonville. Choosing an agency that specializes in the FR44 market is critical. The FR44 Insurance Market is what we do… and we do it very well. A common mistakes among people looking for Florida FR44 Insurance is that they mistakenly think it’s called Florida SR 44 insurance. This is a common error, but rest assured, it’s not a Florida SR 44… it’s a Florida FR 44. What these people are referring to is  Florida SR22 Insurance, which is for non alcohol and non drug-related driving suspensions.