Florida FR44 Insurance FAQs
What is an FR44 filing? The FR44 filing was created to make sure that a driver conv
icted of a DUI carries liability limits of 100/300/50. The State of Florida requires people convicted of a DUI to carry higher bodily injury and property damage limits to protect the public in the event they hurt someone in an automobile accident. The FR44 filing is electronically submitted to the State of Florida after the policy is written to certify the driver has the higher coverage.
How long do I need to carry FR44 insurance? The exact time limit is determined by the State of Florida. In most cases the FR44 is required for three years from the time of conviction. After you are convicted of the DUI, you will be notified by the State of Florida with an exact date your three years starts.
How much does FR44 insurance cost? Insurance prices are determined by many different factors including age, sex, location, driving record, and claims history. It is hard to determine a price without requesting a quote.
Can I get FR44 insurance if I do not own a vehicle? Yes, in most cases you can purchase a non-owner FR44 insurance policy.
Can I make monthly payments on my FR44 insurance? No, unfortunately the State of Florida requires all new FR44 policies to be paid in full for six months at a time. In some cases you can make monthly payments on your FR44 policy at renewal.
Can I get a FR44 on a commercial auto insurance policy? Yes, we are now able to offer FR44’s on a commercial auto insurance policy.
Why choose us for your Florida FR44 insurance?
Customer Service – Our agency will process your Florida FR44 insurance in a timely manner. We are available five days a week via phone, e-mail and fax. Agency staff will guide you in purchasing a Florida DUI insurance policy that fits your needs.
Statewide coverage – We offer FR44 insurance in every city in Florida including Jacksonville, Tampa, Orlando, Saint Petersburg, Miami, Tallahassee and Palm Beach. In most cases you can purchase a policy within minutes and receive proof of insurance via email immediately.